Older employees in serviced offices in Northampton could be some of the people who are said to be planning to opt-out of auto-enrolment retirement schemes.
Qualitative research from Legal and General Workplace Savings found that some individuals aged in their 60s and 50s are likely to be completely reliant on the state pension and will refuse to join any company packages.
Furthermore, it is harder to engage people aged 22 to 30 with the process and the researchers felt these were also likely to try and exempt themselves from auto-enrolment.
Online methods to select whether or not to join a retirement scheme are expected to be more widely used than more traditional methods, such as telephones and post.
People "expect to receive instant acknowledgement that their decision has been registered", noted Legal and General operations director Ian Mahoney.
He added that there is "a significant level of trust among employees that their employer will guide them through what they clearly believe is an important change".
This research follows a statement from Anna Sofat, chief executive of Addidi Wealth, who pointed out that changes to pension regulations are confusing to a large proportion of public sector workers.



