Providing money to businesses, such as those using serviced offices in Edinburgh, is important when it comes to managing the UK's wealth, it has been noted.
Michael Baxter, editor of Investment and Business News, was commenting after the announcement last week that £1.5 billion in finance has been allocated to assist the growth of small firms.
He said the economy is not boosted by financial institutions loaning money to people to pay for cars and holidays, but is aided by providing funding for companies.
"It is a really good idea what the banks are now proposing," Mr Baxter added.
However, he noted £1.5 billion is a relatively small figure and suggested the Bank of England should consider taking some of the money it earns from its quantitative easing programme and using it to launch a similar system.
According to the Federation of Small Businesses, a survey carried out earlier this year showed a quarter of firms were unhappy with the level of support offered to them by their high street bank over the previous 12 months.
